loans.gripe

Loan math. No phone number required.

Currency

Loan amount Home price

Down payment

Monthly budget (principal + interest) Interest rate (APR %)

Term

years

months

First payment

Taxes, insurance, PMI & HOA

Property tax

Home insurance (per year) PMI (% of loan per year) HOA (per month)

Extra payments

Extra every month

Extra once a year

One-time extra

Monthly payment

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Estimates only. Real loans can differ (fees, rounding, day counts, changing taxes and insurance).

Charts

Balance over time

Principal vs interest, by year

PrincipalInterest

Click a year to see its months.